Rbc west georgia rbc banque royale du canada Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. RBC Royal Bank RBC Royal Bank – Bank in Vancouver, BC – 1025 West Georgia Street, Vancouver, British Columbia. Read verified and trustworthy customer reviews for RBC Royal Bank or write your own review.

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These Global Toll-Free numbers are accessible from 21 countries outside of North America. The “ ” sign stands for the international access code, which varies depending on the country you’re calling from. Please be advised that the head office locations listed below are currently closed. We ask that you send physical mail to an open branch location, or book an appointment for an advisor to call you for more options. To thank you for your continued business, we offer you a number of benefits not readily available to other RBC Direct Investing clients. As a Royal Circle member, you can access comprehensive Canadian and U. market research from RBC Capital Markets With the Royal Circle phone line, you have access to front-of-the-line service from our most experienced RBC Direct Investing representatives. Simply call 1-877-722-2372 and our representatives will address any of your trading and account inquiries. Receive rates that are exclusive to group plans when you choose RBC Insurance RBC Direct Investing will also reimburse you up to $500 CDN in transfer fees paid by you to another financial institution when $15,000 CDN or more in investments is transferred into a new or existing RBC Direct Investing account. To arrange for the reimbursement of your transfer fees, call us at 1-877-722-2372, and we will be happy to assist you. As a Royal Circle member you can extend your privileges to anyone in your immediate household. Just call us at 1-877-722-2372 with the account details and the client card number of the person to whom you would like to extend your Royal Circle benefits. To ensure that non-personal Royal Circle clients have access to the tools that they are entitled to, we're making exclusive research available to everyone who has trading authority on a qualifying Royal Circle non-personal account. There are two ways to qualify for the RBC Direct Investing Royal Circle program. The average of the month-end balances from the past four months must be at least $250,000 per client or if a client's equity commissions are greater than $5,000 annually. Membership in Royal Circle is reviewed annually to ensure the qualification criteria are met. RBC Direct Investing reserves the right to alter the benefits at any time and to remove clients who no longer qualify for the program, without prior notification. RBC Direct Investing Royal Circle clients will have the following everyday administrative fees waived: quarterly maintenance fee; RSP partial withdrawals; confirmation/statement replacement up to the previous 12 months; cheque request fees; dishonoured items; additional RIF withdrawals (maximum one per month) and internal transfers. For Royal Circle members up to $500 in transfer fees will be covered when you transfer $15,000 or more from an investment account held outside RBC to RBC Direct Investing. Underwritten by RBC General Insurance Company or RBC Insurance Company of Canada. Home and Auto insurance products are only available to residents of Canada. As a result of government run auto insurance plans, RBC Insurance does not provide auto insurance in Manitoba, Saskatchewan, and British Columbia. Discounted rates on auto insurance are not available in some Atlantic Provinces. The insurance being sold is individual insurance but that it is offered at a group rate, here it is allowed by law. All other trademarks are property of their respective owners. RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC General Insurance Company and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc., RBC Dominion Securities Inc. are Members of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. and RBC General Insurance Compay are wholly owned subsidiaries of Royal Bank of Canada. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Royal bank en direct rbc rewards plus visa Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. Pour connaître tous les renseignements sur les protections et les limites de la Garantie de sécurité RBC Banque en direct, veuillez lire la Convention d'accès électronique. Cette garantie est fournie par la Banque Royale du Canada pour son service Banque en direct. Vous pouvez profiter de la commodit et du contrle de Banque en direct sans aucuns frais d'accs. Pour parler un reprsentant de RBC Banque Royale du compte le mieux adapt vos besoins, composez le 1 800 ROYAL 0-6 (1 800 769-2506). Si vous tes l'tranger et dsirez adhrer, composez le (506) 864-1555. Les clients de RBC Banque Royale peuvent maintenant acheter des CPG non enregistrs, modifier les instructions l'chance et changer les coordonnes de versement des intrts par voie lectronique ! Il suffit d'effectuer quelques tapes simples pour modifier son compte CPG non enregist ou y cotiser par l'intermdiaire de Banque en direct : Pour acheter d'autres CPG en direct ou modifier un CPG non enregistr, vous devez tre inscrit Banque en direct et possder un compte CPG. Si vous tes dj un client de Banque en direct, vous pouvez ouvrir une session ds maintenant. Si vous n'tes pas inscrit Banque en direct, vous pouvez vous inscrire immdiatement.


If you bought a basket of items — things like food, furniture and clothing — for $100 in 1985, that very same basket of goods today (2019) would cost you $217.86.* That increase, in this case a nearly 118 per cent jump, is what's known as inflation. Quite simply, inflation is the general increase in the price of goods and services over time, which reduces your purchasing power. Not to be confused with shifting prices of individual items, inflation is an economy-wide decrease in purchasing power; a dollar today doesn't go as far as it did in years gone by. When the cost of living rises — in other words, the amount it takes to maintain a certain standard of living — it can put a dent in the average person's bank account. Here are some key points investors should know about inflation. The rate of inflation is commonly measured by the Consumer Price Index (CPI). According to Statistics Canada, which compiles and reports Canadian data monthly, CPI "is an indicator of changes in consumer prices experienced by Canadians. It is obtained by comparing, over time, the cost of a fixed basket of goods and services purchased by consumers. Since the basket contains goods and services of unchanging or equivalent quantity and quality, the index reflects only pure price change." So, milk in litres, toothpaste by the tube or Internet access by the month — it's all gathered and recorded to determine how much we're paying for things. Inflation means people are paying more money for the same amount. This can lead to slower economic growth if people reduce their purchases of necessities and non-essentials. While there's no increase in overall demand, prices rise because of things like higher production costs and higher costs for raw materials and labour. This is when increased demand in an economy, caused by a wide variety of factors, ultimately sends aggregate pricing higher. While there are many factors that contribute to inflation, two categories stand out: cost-push and demand-pull. As mentioned, inflation can be hard on a bank account. It eats up purchasing power, pushing the cost of living higher. For investors, it can be viewed positively or negatively, depending on the type of investment, investing timelines and overall goals. For example, fixed-income investors may worry about higher inflation eating into their ultimate returns over the long term. Let's say a bond pays 2 per cent and inflation reaches 4 per cent, your return would be negative 2 per cent once adjusted for inflation. For investors holding real assets, such as a home, inflation can increase the value of that home, but it can also raise the initial purchase price for anyone looking to enter the housing market. When it comes to mortgages, while the amount borrowed would stay the same, the price of a house would increase with inflation. Many investors believe that equities provide potential protection against inflation. Publicly traded companies can raise the price of their goods or services to cover the higher costs caused by inflation, and that ability to raise prices means companies can expand to at least keep pace with the rate of inflation. That, in turns, can allow companies to maintain or continue to increase profit margins, benefiting shareholders. In the volatile sociopolitical environment of recent years, some investors have expressed concerns about low inflation — based on fear of slowing economic growth and potential recession. However, higher inflation can also be a concern for both investors and the economy. This is why we rely on central banks to help smooth out inflation with monetary policy. Part of the job of central banks and other monetary authorities around the world is to keep inflation at a level they deem to be reasonable. The relationship between interest rates and inflation is tight, which helps explain why investors keep such a close eye on interest-rate decisions from the Bank of Canada, the Federal Reserve (the Fed) in the U. Canada's inflation target, for example, is set by the Bank of Canada and the Minister of Finance for a specific period of time. The current target, renewed in 2016 and lasting until 2021, is 2 per cent (the mid-point in a 1 to 3 per cent range). As part of maintaining steady inflation, central banks are responsible for setting short-term interest-rate targets. Generally speaking, when interest rates rise, people are more likely to save; when interest rates are lower, they're more likely to borrow and spend. We've witnessed this recently in Canada with historically low interest rates and white-hot real estate markets. Find out more in How Rising Interest Rates Affect Investors. and Royal Bank of Canada are separate corporate entities which are affiliated. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. The views and opinions expressed in this publication are for your general interest and do not necessarily reflect the views and opinions of RBC Direct Investing. Investors are responsible for their own investment decisions. Furthermore, the products, services and securities referred to in this publication are only available in Canada and other jurisdictions where they may be legally offered for sale. RBC Direct Investing is a business name used by RBC Direct Investing Inc. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. If you are not currently resident of Canada, you should not access the information available on the RBC Direct Investing website. View your account details and transaction history for the last seven years. You can also set up and receive RBC Alerts about your banking activity and available RBC Offers. It’s a breeze to move money to your savings account, pay down your credit card, loan or credit line, or make a payment on your mortgage Easily access your RBC Royal Bank credit cards and credit lines. View your balance and available credit, make payments, apply for a new credit line or request a limit increase. Stay on top of your mortgage and loan details including your outstanding balance, interest rate and payment details. You can also skip a payment or make a double-up or lump sum payments on your mortgage. Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew GICs, buy RBC Mutual Funds and get personalized investment advice with My Advisor. Purchase foreign cash 24/7 through RBC Online Banking and pick it up at any of the 1,200 RBC branches in Canada. Have a question about your accounts or a recent transaction? Send us a message through our Secure Message Centre and we’ll get back to you within 48 hours. It’s a secure and convenient way to reach a helpful RBC representative. Purchase insurance coverage for your RBC loans, mortgages or credit cards or get travel insurance coverage for your next trip. When you bank online - or even with your mobile phone - you can easily check your balances, view your transactions or statements, pay bills and transfer funds at any time – wherever and whenever it’s convenient for you. And when you use RBC Online Banking, you also have access to my Finance Tracker – an online money management tool that automatically categorizes your expenses, letting you track your spending, set savings targets and create a budget in minutes. Online Banking is also an extremely safe and secure way to bank, so you can be confident your money is protected at all times. As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol. If you are an automotive finance, mortgage, credit line, Homeline, loan or investment client, you’ll need your account number and transit number. If you’d like to enrol your business account for Online Banking, you’ll need your RBC Royal Bank Business Client Card. Before you can make bill payments in Online Banking, you'll need to set up a list of payees. Sign in to Online Banking and select the "Manage Payees" option from the Accounts Summary page. You can then choose “Add Payee” in the left side menu and follow the instructions. To make a payment online: Whether you're at home or away you can arrange to have payments and transfers made at a predetermined frequency or specified dates. Simply specify the amount and how often you want the transfers to occur (such as once a week, every 2 weeks or once a month). RBC Direct Investing Inc.*, RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement for personal banking clients, and the Client Card Agreement and the Master Client Agreement for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Cardholders are not liable for losses resulting from circumstances beyond their control provided they have taken reasonable precautions to protect their Client Card and PIN (if applicable) as set out in the Client Card Agreement. Formerly known as the RBC Online Banking Security Guarantee. Please note that each payment to a third party from your RBC Royal Bank credit card account is treated as a cash advance (up to your available credit and daily limits) and is subject to the standard annual interest rate applicable to your credit card account, from the day the cash advance is posted until the balance is paid in full. A $3.50 cash advance fee/transaction applies and will be charged to your credit card account. Maximum transaction limits may apply and are subject to change. If paying from a Royal Credit Line regular interest charges apply. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. S.) account transaction history until the following day but will reflect the date of transfer. The products, services and securities referred to on this web site are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this web site should not be construed as an offer by RBC Dominion Securities to sell specific securities in any jurisdiction outside of Canada. An excess debit transaction fee may also apply depending on the deposit account used for purchase. If you purchase foreign cash using your credit card the transaction is treated as a Cash Advance. This means that Cash Advance fees apply and interest is charged from the date of your foreign cash purchase. The foreign exchange rate is final at the time you make the purchase. Depending on the branch you have chosen for pick-up, you can expect it to take anywhere from 3-10 business days to arrive at the bank. In most cases you can expect the cash to arrive in 3 business days. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. S.) account transaction history until the following day but will reflect the date of transfer. The Credit View Dashboard information is provided by Trans Union for educational purposes and is not intended to provide you with financial advice. We do not review or use Credit View Dashboard information, and Credit View Dashboard information cannot be interpreted as credit approval. As such, Royal Bank of Canada is not liable for any decision you make based on Credit View Dashboard information. For help with your financial needs and financial advice, please talk to us. In order for you to access the Credit View Dashboard, we must share your name, address and date of birth with Trans Union each time you click on the "View Your Credit Score" link in Online Banking. Royal bank en direct rbc square victoria The process of updating existing bank account information is the same as a new enrollment. Simply log in to your RBC Online Banking or RBC Mobile and follow the prompts for CRA Direct Deposit Enrollment. Once submitted, the bank account information will be updated. Easy access to your U. S. cash. Annual Fee with eStatements $0 for the first year 29 Sign up now for a cross-border banking bundle and get a no annual fee 20 Visa Signature Black credit card with a no annual fee Direct Checking account for 1 29 year. Offer ends October 31 st, 2020. Learn more. Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. With tax-filing deadlines coming up, it's good to know when to expect the important slips you'll need to file your taxes. Among the most common slips required are contribution receipts for Registered Retirement Savings Plans (RRSPs) and Spousal RRSPs. Dates to receive RRSP tax slips vary depending on when you made your contribution. Here's a quick breakdown of when RBC Direct Investing clients can expect their RRSP contribution receipts: Contributions made in the last 10 months of 2019 (March-December): Available Online: January 8, 2020 Mailing Date: January 13, 2020 Contributions made from January 2-12, 2020: Available Online: January 14, 2020 Mailing Date: January 19-21, 2020 Contributions made starting January 13 and onward: Available Online: Next business day Mailing Date: Every 2-5 business days NOTE: For the 2019 tax year, the deadline for RRSP contributions is March 2, 2020. Online Access to Tax Documents If you are signed up for e Documents, you can log into your account to view and download your personal tax documents as soon as they become available. To find your documents, go to View & Manage Documents under the My Portfolio menu. To sign up for e Documents: Once signed up, you can access a PDF archive of your tax documents starting with the 2018 tax season. For additional important tax information and key dates, visit the RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. The views and opinions expressed in this publication are for your general interest and do not necessarily reflect the views and opinions of RBC Direct Investing. Investors are responsible for their own investment decisions. Furthermore, the products, services and securities referred to in this publication are only available in Canada and other jurisdictions where they may be legally offered for sale. RBC Direct Investing is a business name used by RBC Direct Investing Inc. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. If you are not currently resident of Canada, you should not access the information available on the RBC Direct Investing website.